(NewsNation) — You know what they say — new year, new you. 2025 can be a fresh start for healthy habits, including financial ones.

Here are some budgeting apps to help you get your wallet back on track.

Goodbudget

Goodbudget uses the envelope method to help you categorize your money similar to how you would if you were allocating cash into envelopes for specific things.

The app does not connect to your bank account, so you manually input account balances, cash amounts, debt and income.

The app is free but offers a premium version for $10 a month.

YNAB

The hands-on app gives users a digital method to plan financial transactions rather than review past transactions.

You can allocate a certain amount of your income to various categories in your YNAB account, following the zero-based budgeting system.

With this method, you assign each dollar of your income to something (i.e. bills, food, savings) so you know where all of your money is going, and once you subtract your expenses, you end up with zero.

Rocket Money

Rocket Money links to your bank account to track income and spending. You can set spending goals, adjust your budget, set up automated savings, track your net worth and view your credit score.

You can also track your monthly subscriptions to know how much you’re spending on services you may have forgotten about.

There is a free and paid version ($6-$12).

Acorns

If you want a slow and steady beginner-friendly introduction to investing, the Acorns app rounds up daily purchases to the nearest dollar and allocates that money to invest.

The investment is a passive process; you’re already spending so why not put the spare 10 cents somewhere it can grow?

While Acorns is an investment app, it can also be used for budgeting, though with limited features.

The app has three paid tiers with a range of features for $3-$12 a month.