(NewsNation) — For many Americans, vacationing at a Disney theme park is more than a dream — it’s a rite of passage. However, the rising costs of visiting Disney have turned this dream into a financial burden for many families.

Disney ticket prices skyrocket

When Walt Disney World opened in 1971, entry into Magic Kingdom cost just $3.50. Today, consumers must pay a minimum of $129 to enter, a 3,500% increase, and that’s only for one theme park.

Additional park costs can add up, including $214 for Disney’s Lightning Lane pass, $60 for parking, $21 for Mickey Mouse ears, and $138 for matching Disney jerseys. With hotel stays, flights, and rental cars on top of all that, it’s no surprise that 45% of American families end up in debt over their Disney vacation, with many racking up nearly $2,000 in credit card bills.

“I think it’s just living through their eyes, and I think a lot of parents can agree that that’s what you’re paying for,” said Sara Montes de Oca, a mom who spent thousands on her family’s Disney vacation.

Over the last 10 years, the cost of American vacations has risen significantly. Dining costs on vacations have increased 48% and movie tickets, concerts, and park admissions have climbed by 35%. Rental car prices have surged by nearly 30%. Attending a family baseball game now costs $140, leading many families to opt for home viewing instead.

Getting your money’s worth at Disney

Despite the high cost, the majority of Disney families who go into debt for their dream vacation consider the time spent with children and families to be worth the cost.

“This magical place where it’s a utopia, almost a different world, but also seeing it through my kids’ eyes now, and it’s what I experienced. It’s such an amazing memory that I’m creating with them,” Montes de Oca said.

To save on your Disney park visit, consider bringing your own water and snacks to avoid high in-park prices. Instead of purchasing professional photos, ask fellow visitors to take pictures for you using your smartphones.